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Extended Warranty Provider Comparison

This page gives a structured, side-by-side overview of well-known extended car warranty providers. We focus on coverage structure, pricing bands, deductibles and what each company is generally known for.

Provider Coverage Structure Approx. Cost Range* Deductible Best Fit / Typical Profile
Endurance Warranty Bumper-to-bumper, powertrain, stated-component plans; tiers for different budgets. $2,000 – $3,800 $0 – $200 Drivers wanting high coverage depth and strong name recognition.
CarShield Multiple plan families, including powertrain only, high-tech and specialty coverage. $1,500 – $3,000 $0 – $200 High-mileage vehicles, drivers who prefer flexible month-to-month arrangements.
Protect My Car Service contracts often bundled with routine maintenance in some tiers. $1,800 – $3,200 $100 – $200 Drivers who want both protection and some oil changes included in one package.
OEM / Manufacturer Plans Factory-backed extended service contracts through dealerships. $2,300 – $4,000 $0 – $100 Newer vehicles and owners who prefer dealer service and OEM parts.

*Cost bands are approximate and based on example quotes for mid-range vehicles. Prices vary significantly by year, model, mileage, state and credit profile.

Coverage Depth

When comparing providers, look not only at the headline “bumper-to-bumper” marketing term but at the actual contract. Exclusionary plans list what is not covered, while stated-component plans list what is covered. The difference matters for complex vehicles.

Cost vs. Vehicle Value

A plan that costs nearly as much as the remaining market value of the car is rarely sensible. A good rule of thumb is to consider how many years you realistically plan to keep the vehicle.

Contract Fine Print

Pay extra attention to exclusions, maintenance requirements and claim procedures. A cheaper plan with harsher exclusions may end up providing less real-world protection than a slightly more expensive but more generous contract.

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